How to get a Schengen tourist visa if Chinese on F1 status in the US?

drjkfu asked:


A friend of mine who is a Chinese citizen wants short-term travel to Europe and currently has an F1 visa– not expired. Is it possible to simply apply for a tourist visa? If not- can we have someone invite her?

Is a secured credit card a good way to establish credit?


I have no credit history cause i’ve never had a credit card or borrowed money or anything and I want to establish credit now. well I applied for a credit card that required a deposit..secured credit card will that help boost my credit and how high will my score go once i start establishing credit?Submited by:yeah!!!

C&A [survey number 3] woot wot >:3?

hi AnnMurder here with wat seems to be the weekly annmurder C&A survey!

this calls for a party XD! number 3 oooyeahhhh
*pointing to some random dude*
*with goofy disco getup* “maestro start the music!”
*background plays mojo jojo song!*
woot wooott>:3
*dancing mojo jojo song

============================
1. anime is a really big deal here [you: duhhhh is comics and ANIMATION] [meh: yeahhhh i know but i dont mean it like that gosh -//-] but do you read manga? please list your top 5 manga :D

2. ok ok. so i i’ve read/watch some manga/anime where its basically shonen [action] and im always lile “mannnn why cant the cute girl kiss the dude! D:

SO anywaysss! here's a little RP with our naruto people :D !
[kk lets pretend that you are also a ninja and that this is back when sasuke was part of kakashi's team and all that thing with orochimaru blah blah blah hasnt happend okies then here we are!]
*you are walking around the mall and see sasuke nervously walking back and forward, [suspicious that he is walking by victoria secret, but before you make conclusions you see that hottopic is right there too] so your first thought is:
a. he is ahhh waiting for a friend
b he doesnt know whether to buy tripp pants or lipservice jacket from hottopic
c.has run out of cash
d. want to buy undies XD!!
e. other. explain

*you decide to go up to him* "sasukeee yoooo wat up? [me: ahah you're gansstahh XD]
*alittle nervous and kind blushing*
*you O__o*
.....after a moment of silent he tells you that
he is going to buy his secret santa a victoria secret gift card but was to embarrassed to go in the store [you:wth? its Christmas] [me: hey hey man, this is rp yo...don hurt me! T.T] so you decide to
a. go in with him b. walk away
c. tell him good luck but secretly wait until he decides to go in to take a picture of him and post iit on myspace XD
d. other. explain

welll ahh that was all folks :D !
thank you for answering my questions, [especially cause i write too much T.T]
"here's a cookie for your answer"
*gives you cookie*
*slurps bubble tea
"bye bye"<3
*salutes

By: AnnMurder

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How long do late credit card payments impact your credit report?

I checked my wife’s credit report and she has 3 accounts with late payments from several years ago prior to us being married. One was past due 60 days, one was past due 30 days a few times, and one was past due 120 days. How long will her credit rating be impacted by these accounts? Is it 7 years from the time the account is closed?

By: Sean R

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How do you cancel a credit card without losing a lot of good credit record?

I have a Bank of America Credit Card and they just double the interest rate to 28 percent even to all good customers. I know by canceling it hurts my credit history.

By: magicbob_10

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What kind of visa do I need to make non paid volunteer work in the United States?

aileon_v asked:


I’m travelling to the US with my family as tourists (I’m from Argentina), but I’m planning to stay for a month after they leave, making some volunteer work on ornithology. This is a non- paid position.
Is the tourist visa (B) enough? Or do I have to apply to a Exchange Visitor Visa (J)?
Thanks!

How many Credit Cards should I have open at one time?

Zoxx asked:


Right now I have 10 Credit accounts open. Ranges from $424.00 to $5200.00 with a credit score of 728.

I have $0 balance all of my cards at this time.

I just applied to get a motorcycle and they denied me saying that I have too much revolved credit open.

I rent a apt due to the high housing prices. I have yet been able to afford a house due to those circumstances.

I have a couple questions that I hope can be answered.

1. How many Cards should I have open at one time?

2. I have heard having allot of closed accounts on your credit report looks bad. T or F (Explanation Please)

3. I have heard that you should always keep a small balance on all your cards. T or F (Explanation Please)

4. Should I try and get an outside loan from a banker or lender to get a lower APR than what they are offering at the dealership?

5. Any other useful tips to help keep my credit score on the rise without accruing allot of debt?

Thanks Allot.

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Can the bank under California Law ask for a co-signer in order to redeem a repossessed vehicle?

gwapings asked:


The bank does not want to release my car unless I can have a co-signer for the loan. Is there a law that I can quote that states that I do not have to provide a co-signer for the auto loan?

what is the best student credit card out there?

I’m a college student with no credit but I want to get a credit card. What are some of the best credit cards for students? I’m planning to make small purchases and paying them off the next month to build credit. What other ways can I build my credit?

By: SK

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What happens if a bank account is garnished for an amount more than the available balance?

My friend just got his account garnished today by american express for $19,800. He only had $400 in the account. Now is HSBC bank account balance is (NEGATIVE) $19,400. Does that mean American Express got there money and he owes HSBC? Bank?

By: tkessandoh

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