Daniel C asked:
I have debts with my bank including loan, overdraft and credit card. If i was to stop paying my wages into that account what would happen? Would they eventually help me lower my payments for the 3 balances or would they just take court action?
Archive for category Personal Finance
Zoxx asked:
Right now I have 10 Credit accounts open. Ranges from $424.00 to $5200.00 with a credit score of 728.
I have $0 balance all of my cards at this time.
I just applied to get a motorcycle and they denied me saying that I have too much revolved credit open.
I rent a apt due to the high housing prices. I have yet been able to afford a house due to those circumstances.
I have a couple questions that I hope can be answered.
1. How many Cards should I have open at one time?
2. I have heard having allot of closed accounts on your credit report looks bad. T or F (Explanation Please)
3. I have heard that you should always keep a small balance on all your cards. T or F (Explanation Please)
4. Should I try and get an outside loan from a banker or lender to get a lower APR than what they are offering at the dealership?
5. Any other useful tips to help keep my credit score on the rise without accruing allot of debt?
Thanks Allot.
My friend just got his account garnished today by american express for $19,800. He only had $400 in the account. Now is HSBC bank account balance is (NEGATIVE) $19,400. Does that mean American Express got there money and he owes HSBC? Bank?
By: tkessandoh
About the Author:
By: tkessandoh
About the Author:
I live in Canada and I would like to know how to tie your bank account to your paypal account. Please and thanks.Submited by:chris2stupid2001
Is there a statute of limitation on how long a bank can wait to deduct debits on your bank account?
Apr 24
educated-mom asked:
Last year several debits never cleared our bank acct. Now, after 18 months, they are being taken out at one time. Over 800.00 worth. Can they do this? How can you fight this as it will drastically effect our finances. Can it be set up to take out a portion per month? What do we do?
jake asked:
A few months ago, i was getting about 80 cents interest per month from my savings bank account in TD Banknorth. Recently, this 80 cents a month dropped to half, 40 cents a month. Does anyone have an explanation or thought on this?
Much appreciated, thank you.
Also, will this interest rate go back up? If so, do you know how long it would take?
A few months ago, i was getting about 80 cents interest per month from my savings bank account in TD Banknorth. Recently, this 80 cents a month dropped to half, 40 cents a month. Does anyone have an explanation or thought on this?
Much appreciated, thank you.
Also, will this interest rate go back up? If so, do you know how long it would take?
ballist1x asked:
So, I want to buy something form a website and I’ve made a test. I’ve filled out everything except the “Payment Type” and “Credit Card Number”. The thing is that I have a bank account and a card. I saw on the back that there were 3 little logos. 2 of them were mastercard’s and one of them are Interac. The other 2 have Cirrus and Maestro write on them witch means that this card is MasterCard. So…I guess “Payment Type” will be Master Card but that leaves “Credit Card Number”. Do I type the number on this card or what. Becasue it says credit card and my card isn’t really a “credit” card cuz I don’t work so theres no way I can get a credit…on my credit card I guess. But if it’s mastercard will this do for my purchase or do I really need a real CreditCard when I start work.
Thanks.
I have a mortgage with a bank. The renters left and I have no way of covering the mortgage until I get new renters. The bank took the mortgage out of my checking account. If I close this checking account and open another one at a different bank can they access my new checking account to get their funds.Submited by:Martha B
The check cleared the originating bank in 3 days but my bank still has not given me credit?
By: jazz41
About the Author:
By: jazz41
About the Author:
dwaindaddy asked:
I am thinking about allowing a credit counseling service (Take Charge America) to consolidate all my unsecured credit. Will this help or hurt my credit rating once I complete the program in about 3.5 years?
I am thinking about allowing a credit counseling service (Take Charge America) to consolidate all my unsecured credit. Will this help or hurt my credit rating once I complete the program in about 3.5 years?