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Archive for November, 2009

What exactly happens when you deposit money in the bank?

Nov 30

Posted by bank in Personal Finance | No Comments

pixeloppy asked:


I’m curious to know exactly what happens when you deposit money into a bank, whether it’s cash or checks.

What exactly happens? Why does it take so long sometimes for the checks to deposit into your account, yet when you go to cash a check it’s instant?

How long does it take to establish credit?

Nov 30

Posted by bank in Credit | No Comments


My boyfriend has no credit and we’re trying to qualify for a mortgage. We really want to buy a house by like November so we can qualify for the first time buyer credit.

If he got a credit card like today, that would be about 4 months. Is this enough time to get a score?

Also, he can’t get approved because he has no credit, will a secured credit card give the same credit as a regular card?Submited by:Cyndi

How my credit score will be affected if I do the followings?

Nov 30

Posted by bank in Credit | No Comments


1. If I apply for a new credit card (visa signature) but cancel my old visa card? If my current credit score is 750, what will be my score after doing so?Submited by:kalamNJ

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How can I get my good credit reported to the credit burro ?

Nov 30

Posted by bank in Credit | No Comments

Allen R asked:


I filed bankrupsy a few years ago but my scores are ok but they say I haven’t dun enough credit buying. The problem is that the ones I’ve worked through say they arn’t set up to report to the buro. What have I got to do to get my good credit record to the credit buros?
I’m not asking how to establish credit that isn’t what I asked.If your not smart enough to understand the question please don’t try to answer.

What is the best credit card for an 18 trying to build credit?

Nov 30

Posted by bank in Credit | No Comments

I’m soon to be 18 and am looking to get a credit card to help build credit. My dad said the best thing to do is to just use it to buy gas, but I’m not really all that up to date on how credit cards work and which ones are the best. Does anyone have any wise credit card wisdom to pass on to me?

By: illusional_reveur

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How to get a credit card with no credit and no checking account?

Nov 29

Posted by bank in Credit | No Comments

mommy’s princess due 8.8.09! asked:


I’m young with no credit and no checking account. I’ve been looking online and have only come across debit cards or credit cards that require a checking account. Where and how can I get a CREDIT CARD w/ no credit and no checking account?

How do credit hours work and what’s the difference between part-time and full-time?

Nov 29

Posted by bank in Higher Education (University +) | No Comments

I don’t understand how credit hours work. Part-time I think is 12 credit hours a semester and full-time is 15 credit hours. If I went part time does that mean that I have to get 12 hours a week?

By: Darien S

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Credit?

Nov 28

Posted by bank in Credit | 5 Comments


Does anyone know how to raise your credit score? For instance, if someone adds you to their credit account but you are not an authorized user… Basically looking to clean up credit?Submited by:Anonymous Ghost

How do I withdraw money from my bank account?

Nov 28

Posted by bank in Personal Finance | No Comments

primordial_primate45 asked:


i’ve had a personal savings account for several years at Bank of America, i have never needed to take any money out but now that i’m in college(freshman), i need dough to make some purchases. what do i need to take out a couple hundred bucks? from the drive through window or walk-in. This is my first-time.

Can I still get the apartment even if my credit is not the same as others?

Nov 28

Posted by bank in Renting & Real Estate | No Comments

I am interested in renting/living in an apartment in Los Angeles, CA. This apartment is so beautiful and spacious. The rent is expensive because it cost about $1500/month to live there. I know that L.A. is expensive, but I always wanted to live there when I was a kid, since I am from Chicago. I also noticed that landlords look at your credit report to see your credit, and I am not sure which credit report they would look at. I don’t want to get rejected because I really want to live at that apartment. I am also afraid that my credit score would be bad from the other two credit reports since I already know that one of my credit scores on one of my credit reports is good. My question is should I keep my fingers crossed and hope that I do get approved for the apartment or should I just forget about it and pray that I get the apartment?

By: Mrs. Omarion

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